We understand that as the owner of a condominium unit, your insurance needs are different from other homeowners. Chances are your association purchased a master policy to cover common areas like the exterior building and walkways. But you are responsible for insuring your individual, personal interests within your unit. You need both personal property and liability insurance.

A Condominium Policy Protects:

• Furniture  
• Clothing    
• Appliances
• Personal Belongings , no matter where they are used 
• Personal Liability , that protects you against a claim or lawsuit if someone is injured or their property is damaged while in your condo 
• Cost of Common Property Loss , assessed by the condo association on all unit owners